Everything a budget needs
Every feature works on your phone, even in airplane mode.
Envelopes
Give every dollar a job and see what's left this month. Move money in a tap, split a purchase, or spread a yearly bill over the months you saved for it.
Bank statements
Bring in CSV and OFX statements from several accounts at once, and file each line on an envelope board. Pocketd learns where each store goes.
Bills that post themselves
Recurring bills and paychecks post on their own, even if you open the app days later, with reminders as local notifications.
Forecast
See your net worth and cash up to 10 years out, then try a raise, a spending cut or extra toward debt and watch the line move.
Goals, debt, projects, net worth
Debt payoff with real interest, savings goals, budgets for big purchases and renovations, and your net worth over time.
Deals
Work out the ROI and money-back date of a car you'd rent out or a rental property, then compare them or add them up.
Money check-in
A short slideshow of how your household is doing, built from your real numbers, to present to your partner. Put the slides on your TV and keep the notes on your phone.
Pocket Watcher (optional)
Connect your own AI model and ask about your budget, plan a what-if, or talk to it by voice. It makes no change until you say yes.
Mistakes with a paper trail
Posted transactions are never quietly edited. A correction posts a reversing entry, so your history always adds up.
Your money stays yours
There's no Pocketd account and no Pocketd cloud. Nothing about your money is ever sent to us.
On your device
Your budget is stored on your phone, behind an optional app lock with Face ID or a PIN. Export it all to CSV any time.
Sync on your own server
Want your phones in sync? Run the free Pocketd server at home with one Docker command, then share a family budget with invite codes.
No ads, no tracking
No analytics, no advertising and no data collected. The App Store privacy label says "Data Not Collected", and it means it.
Try it free, then pay once
Every feature is free for 30 days. After that, Pocketd Full is a single purchase. No subscription, ever.
$19.99$29.99
One time, for good. With Family Sharing it covers your family, and it unlocks the family budget you pick for everyone in it.
Don't buy it?
Nothing is taken away. After the trial your budget stays on your phone, to look at and export whenever you like.